Super is complex, but important and most would agree essential to support the life of which we have become accustomed.

Superannuation funds invest the savings on our behalf, growing the pool in good times whilst suffering any downtown in the market when economic times are not so good.

It was the Australian Council of Trade Unions working with the federal Labor government who delivered the super reforms with the legacy of their decision making continuing to support workers and their families for generations.

Initially, superannuation was also employed to compensate for wage growth with the Hawke government reaching an agreement with the ACTU known as the "accord".

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